¿Cuáles son las condiciones que generan el éxito micro-financiero?

  • Manuel Antonio Jiménez Castillo El Colegio de la Frontera Norte, Nuevo Laredo, México
Palabras clave: Determinantes del desarrollo, desarrollo humano, microcréditos, pobreza

Resumen

En este trabajo nos aproximaremos al estudio de las causas del desarrollo desde aquellos elementos que hacen de la micro-financiación una herramienta efectiva en la erradicación de la pobreza. La eficacia de tal instrumento en la generación de riqueza a las clases más empobrecidas exige superar el marco minimalista de actuación que condena sus prácticas a la mera provisión de servicios microfinancieros. Esta proposición será corroborada analítica y empíricamente desde la asimilación del desarrollo humano como causa y no solo resultado del éxito microfinanciero. Para ello diseñamos dos rectas de regresión donde variables como la educación, sanidad y seguridad alimentaria mostrarán ser determinantes a la hora de explicar el comportamiento en los ingresos de los beneficiarios de tales programas microfinancieros.

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Biografía del autor/a

Manuel Antonio Jiménez Castillo, El Colegio de la Frontera Norte, Nuevo Laredo, México
PhD en Economía. Investigador y profesor en El Colegio de la Frontera Norte. Sede Nuevo Laredo, México.

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Publicado
2015-12-08
Cómo citar
Jiménez Castillo, M. (2015). ¿Cuáles son las condiciones que generan el éxito micro-financiero?. Economía Y Sociedad, 20(48), 1-21. https://doi.org/10.15359/eys.20-48.4
Sección
Artículos (Sección arbitrada)